Classic Treat Free Article Directory ? Detox & Weight Loss ...

A detox retreat offers its clients an opportunity to help their bodies lose weight and regain its sense of health and vitality. When a detox retreat is run by qualified professionals, guests can remove toxins, lose weight safely and re-establish a healthy metabolism through completing a proper, supervised weight loss and cleaning programme.

Our clients often arrive at Homefield feeling tired, toxic, overweight and stressed. They are often looking for a way to break cycles of ???self-sabotage.??? A detox retreat should symbolise a fresh start, a new beginning and a kick start to healthy weight loss. Did you know that the more fat you have, the more toxins your body retains? Unfortunately the higher the level of toxins, the harder it is for the client to lose weight on their own.

Guests can experience substantial amounts of weight loss during their detox at Homefield and often continue to lose weight as they implement new healthy food and life choices which we teach them during their stay.

Detoxing at home can prove to be challenging. Attending a dedicated detox retreat allows clients to let go of their world???s responsibilities and offers the space and time for the client to focus on their own health and wellbeing. There are no temptations or distractions and Homefield???s experienced team support its guests with consideration and care, allowing the body to regain its balance. Clients often report that they are going home with??? a brand new me!???

While many people think of detoxing as a modern day fashionable phenomenon, which ???celebs??? use to lose weight quickly, the act of detoxing is a concept as old as time itself! Testimonials to the benefits of fasting or detoxing can be traced back to Ancient Egypt and has been followed through the centuries by some of our greatest healers such as Hippocrates, through to the modern day Naturopathic principles followed by Dr Bernard Jenson and Anne Wigmore.

A detox is an ideal opportunity to give the digestive system a break, thereby helping the body enjoy a rest from its daily tasks. This allows energy to be diverted to cleansing and healing, allowing the whole body to focus on clearing out its toxic wastes. The longer the fast or detox programme, the deeper the detoxification will be. Many people use a detox to gain spiritual awareness. It is certainly true and a lightness can be experienced on an emotional level as the body becomes lighter from within.

At Homefield Grange, we pride ourselves on delivering results driven, fun and educational weight loss & detoxification residential packages. Our programmes are continually evolving over time, uniting ancient wisdom with a modern day perspective, ensuring that we deliver to our clients a complete and balanced approach to weight loss, detoxing and maintaining long term health and wellbeing.

Homefield Grange Detox Retreat & Weight Loss Spa specialises in residential 3, 5 & 7 day weightloss, fitness,detox spa holiday, detoxification and stress releasing packages.

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Toilet Paper

Q. It's Mine, Mine, MINE!: I have a treasured childhood stuffed animal, one given to me by my older sister on the day I was born. I slept with it beside me every single night of my life, even through college, until I was married. For the last 27 years it's been on a shelf in my room, still offering all the emotional support it always has. My adult daughter, now pregnant with her first girl, has asked me to pass it down to her child, so that the legacy can continue. But I can't bring myself to do it. I keep picturing her dragging it, spilling food on it, sitting on it, etc. Kids play rough, and I know I was tough on it as a child. It is so old and fragile now. Is it so terribly wrong that I would prefer NOT to share? I feel like a petty kid fighting over my silly toy. The only trouble is, it's my grandchild who will be missing out. Still, Prudie, I don't think I can do it. Am I insane?

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South Korea to ban catching of dolphins for shows

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Facebook pulls new 'Find Friends Nearby' feature

18 hrs.

Suzanne Choney

Over the weekend, Facebook added a?stalkerish feature called "Find Friends Nearby" to its mobile website; on Monday, it was gone.

"Find Friends Nearby" let users of iOS and Android devices locate BFFs ??and perhaps nBFFs (never BFFs) ? ?who were within geographic?range. A great feature for someone you like; for someone you don't, not so much.

The add-on was part of Facebook's efforts to bolster its mobile offerings, including bringing?in more revenue, something the social network is?trying to figure out how to?achieve.

But on Monday, the feature could not be accessed.

Msnbc.com contacted Facebook about the "Find Friends Nearby" pullback.

?A spokesperson for the social network said the program was not a "formal release."

"This was something that a few engineers were testing. With all tests, some get released as full products, others don't. Nothing more to say on this for now ? we'll communicate to everyone when there is something to say."

Facebook engineer Ryan Patterson told Tech Crunch over the weekend that he built "Find Friends Nearby" ? originally called "Friendshake" ??with another engineer as part of a?hackathon.

Patterson said he saw the "ideal use case" for the product as "one where when you?re out with a group of people whom you?ve recently met and want to stay in contact with," a kind of "really easy way to exchange contact information with multiple people with minimal friction."

Check out Technolog, Gadgetbox, Digital Life and In-Game on?Facebook,?and on Twitter, follow Suzanne Choney.

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The Latest Innovation Among Portable Computers - Tech Gadget Info

Computer technology has shown a tremendous growth over the past few years.

Do Smart Phones Make You Smarter? June 25, 2012

Tech News - all the latest news about Apple, Google, Facebook, Microsoft,

Tech News - all the latest news about Apple, Google, Facebook, Microsoft,

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Job - Director, Medical Affairs Publications, in Cambridge, MA ...

Company - Vertex Pharmaceuticals
Location -? Cambridge, MA , Massachusetts? US ?
Job Code - 4105BR
Position - FULL TIME
Job First Active on: Monday, June 25, 2012

Director, Medical Affairs Publications Vertex Pharmaceuticals, Inc. is seeking a Director, Global Medical Affairs Publications to join the Medical Strategy, Education and Publications team in Cambridge, MA. Reporting to the Vice President, the Director of Publications will be responsible for spearheading and overseeing the publication strategies and implementation of related activities. Responsibilities include leading the strategic planning, development and execution of publication plans according to and in alignment with the Publication Steering Committees' established goals. This individual will provide leadership and directly manage an internal and/or external team of Therapeutic Area/Program Publication leads, medical writers/consultants and agencies as appropriate.

Key Responsibilities:

- Develop and implement the publication strategy for Vertex Therapeutic areas and development programs

- Oversee and direct development and production of all medical and scientific publications (including meeting abstracts, posters, oral presentations and journal publications) via collaboration with internal and external stakeholders and authors,

- Adhere to publications process guidelines

- Supervise internal writers and external agencies for all Publications projects

- Author, review and update Publication policies and/or standard operating procedures
- Establish strong working relationships with key internal stakeholders (Medical Affairs product leads/teams, legal, regulatory, clinical, medical writing) and externally (e.g., consultants, advisors, medical thought leaders, partners)

- Develop and actively manage relationships with journals and publishers

- Develop and apply industry best practice in publication planning, execution and management

- Maintain technical proficiency and professional skills via independent study and continuing education (e.g. conferences, seminars)

- Forecast and actively manage the Publications budget within the Global Medical Affairs overall budget.

- Manage direct reports and oversee/evaluate Publications Team performance

- Provide regular publication status reports to Global Medical Affairs and other cross functional stakeholders

REQUIREMENTS - QUALIFICATIONS: Director, Medical Affairs Publications

Minimum Qualifications:

- A Bachelor?s degree

- 5+ years of Publication experience

- Ability to travel approximately 10-20%

Preferred Qualifications:

- Advanced scientific degree (PhD, PharmD, or MD)

- Prior experience in the biotech/pharmaceutical industry
- Prior experience in all phases of clinical development and collaboration with medical affairs groups

- Proficient level of understanding in drug development processes and pharmaceutical business

- An in-depth knowledge of ICMJE, good publication practices and journal review/selection
- Demonstrated and significant experience in leading teams and managing large groups
- Ability to write / edit scientific articles, posters and abstracts
- Excellent oral and written communication and interpersonal skills

- Demonstrated ability to problem solve and work effectively within complex, matrixed organizations
- Strong strategic, planning, communication, negotiation, and organizational skills

- Ability to function with minimal supervision and judgment regarding escalation

- Embody the Vertex Core Values of Fearless Pursuit of Excellence, Innovation is Our Lifeblood and ?We? Wins

- Ability to navigate and be successful in a fast-paced environment

- A desire to be part of a highly innovative company aimed at transforming the lives of people with serious diseases, their families and society

Vertex Pharmaceuticals

Apply to this job! View Company Jobs Free Career Test Your Resume on 75 Job Sites

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More on Taxes and Foreclosures and Short Sales | The Niche Report

?

(TheNicheReport) ? The income tax consequences of foreclosure and short sales have been the subject of much interest due to the mortgage crisis. This article will provide an overview of the major Federal income tax issues. However, it is not intended to provide advice on specific situations. Rather it will help real estate and mortgage advisors become more valuable assets to their clients by better understanding when to refer borrowers for professional assistance.

The fundamental concept is the Federal rule about Cancellation of Debt Income (CODI). Briefly, debt that is cancelled or forgiven generally results in ordinary income to the debtor, unless an exception, such as bankruptcy, insolvency, 2007 Relief Act, etc. applies. For unsecured debt the application of this rule is quite straightforward. If a man owes $25,000 on a credit card and settles with the issuer for $5,000, the man has $20,000 of CODI, which is ordinary income added to all his other income for the year.

However, for secured debts such as home loans, the application is much more complicated. For undisputed debts, CODI will only occur if fair market value is less than the loan balance and the debt is recourse (borrower personally liable).

The apparent simplicity of the determining fair market value is deceptive. The unanswered questions are who determines value, and what the standard is. [Section 580a of California?s Code of Civil Procedure (CCP) provides for a hearing to determine fair market value. But that hearing is normally only used in the rare cases of judicial foreclosures seeking deficiency judgments; this at least suggests that non-judicial foreclosures can never have deficiencies, as there is no 580a hearing.] Lender Form 1099 show values that suggest little concern with accuracy, e.g., a recent 1099 showing a value of $777,777.77.

The more complex legal question is whether the loan is recourse or non-recourse. Loans can be recourse (or not) by contract or by operation of law. Essentially all home loans are recourse by their terms. So to become non-recourse, it must be by operation of law (or by agreement). Here, it is important to note that the I.R.S. allows recourse to change to non-recourse without being a taxable event, and the character at the time of the debt cancellation that controls. Recourse status must be determined under state law, so there can be different results (and tax consequences) for different states. In California two sections of law interact to determine a lender?s ability to pursue the home borrower personally. CCP 726, the Security First rule, requires the lender to foreclose before it can proceed against a borrower personally. Lenders violating this law can lose both the security and the loan.

The other laws affecting recourse are the anti-deficiency laws. These prevent the lender from pursuing the borrower personally after the triggering event. Nearly half the states have anti-deficiency laws. California?s include CCP 580b (any purchase money primary residence loan foreclosure), CCP 580d (non-judicial foreclosure of real estate secured loans), and CCP 580e (residential short sales). [Note: as of June 2011, CCP 580e applies to 1-4 unit residential firsts and seconds in short sales.]

The combined effect of these two sections of law in California (and states with comparable laws) is to prevent residential lenders from ever acquiring the right to proceed against the borrower personally. CCP 726 requires the lenders to proceed against the property before the borrower. After foreclosure CCP 580d bars any personal action against the borrower. So at no time can residential lenders proceed personally against the borrower. [In the virtually unheard-of event that a lender tries a judicial foreclosure, the lender still does not acquire the right to pursue the borrower personally until after foreclosure and a CCP 580a hearing to determine fair market value and whether any deficiency exists.] Caution: different analysis will apply in the case of a ?sold-out junior?; where the first has foreclosed, the second deed of trust then becomes ?legally worthless? and not subject to the Security First rule. Purchase loans for primary residences (including seconds) are protected by 580b even in judicial foreclosures.

The foregoing determinations can have a critical effect on the borrower?s tax liability (or lack). If the loan is non-recourse at the time of the cancellation of the mortgage debt, the U.S. Supreme Court ruled in Tufts v. Commissioner (1983) that the disposition is treated as a sale for the outstanding balance of the mortgage. However, this rule only applies where there is a disposition of the home (e.g., foreclosure or short sale); a loan modification or settlement, in which the borrower retains the property, can result in CODI if one of the exceptions does not apply.

This analysis has been limited to California law. Other states may have comparable provisions. Borrowers should seek an attorney?s opinion for the result in those states, as state law may determine whether a loan is non-recourse. This article does not address the consequences of other alternatives, such as deeds in lieu.

By becoming familiar with the rules for their states, brokers and other advisors are in a position to refer borrowers for professional assistance and recognize improper reporting by lenders after foreclosures or short sales. ?If a borrower receives a Form 1099 from the lender showing erroneous recourse status or fair market value, the first step is to write the lender requesting a correction. If the lender refuses or fails to respond, the borrower?s tax preparer should report the disposition correctly and attach an explanation of why the lender 1099 is incorrect. While brokers and others in the real estate field should not offer firm conclusions on these tax issues, a basic knowledge of this area will make them a valuable resource to refer clients to qualified tax advisors familiar with the state?s laws.

By William P. Matz, B.S., J.D., LL.M. Attorney/broker William P. Matz focuses his law practice on real estate, finance, and tax. Having also run an active mortgage business since 1992, he has a unique perspective on the mortgage crisis. He practices in Windsor, CA 95492, (707) 837-2161 ext. 121.

Short URL: http://www.thenichereport.com/?p=9620

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